Reverse Mortgages Near You - Santa Barbara Reverse Mortgage Lender
Meet Monty Simons
Monty Simons
Reverse Mortgage Specialist
NMLS #286088
(818) 825-1773
Secure the best reverse mortgage deals in Santa Barbara, California
Monty Simons is one of Santa Barbara’s most trusted professionals to talk to if you are keen to learn more about how a reverse mortgage may benefit you – from Thousand Oaks to Woodland Hills and indeed anywhere in Los Angeles County.
Monty has been originating reverse mortgages for more than 16 years and wants to share all his knowledge for the benefit of seniors across the San Fernando Valley or anywhere in Southern California.
He’s a local who knows the Valley like the back of his hand and will always go the extra mile to ensure he’s found the best possible deal for his clients.
“Peace of mind,” Monty says. “That’s what most people are looking for.”
“As a provider of reverse mortgages in California, I will work to present you with all of the specific options at your disposal and I'd love to add you to my list of satisfied customers.
“This is a powerful product that can increase your income today and provide the financial security you need for your future.”
What is a reverse mortgage?
A reverse mortgage is one of the most dynamic loan products on the market.
It is ideally suited to seniors who have equity in their property but are struggling with the ever-rising expenses of day to day living.
The product offers financial freedom to those who are struggling with liquidity.
If you are at least 62 years of age, you can apply for a potentially life-changing reverse mortgage that can ensure you can continue to live in your family home.
That’s because it allows you to turn your equity into a supplementary income stream, instantly raising your standard of living and transforming your financial wellbeing.
Instead of having to count every penny, you’ll be able to see out your retirement with the level of style and comfort you had always hoped and planned.
Funds can be transferred in a number of different ways including a line of credit, monthly installments, a lump sum or a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the shrewdest ways homeowners can enjoy their retirement in a way they may no longer have dreamed possible.
House prices have risen significantly in recent times.
The value of properties in Santa Barbara have enjoyed a period of incredible growth.
And while the last 12 months has seen a slight correction of 0.5%, average prices of $1,607,903 (https://www.zillow.com/home-values/13712/santa-barbara-ca/) mean most locals have a lot of potential equity in their properties*.
Already, 400 people in and around Santa Barbara have purchased a reverse mortgage with 27 buying one in the last 12 months*.
About Santa Barbara, California
Santa Barbara is a picturesque coastal city located in Southern California, known for its stunning beaches, rich history, and vibrant arts and culture scene. The city has a population of over 91,000 residents and attracts millions of visitors each year.
One of the most popular attractions in Santa Barbara is its beaches, including the iconic Stearns Wharf and East Beach. The city also boasts several beautiful parks and gardens, including the Santa Barbara Botanic Garden and the Alice Keck Park Memorial Garden.
Santa Barbara is also rich in history and culture, with several museums and historic sites, such as the Santa Barbara Mission, which was founded in 1786 and is one of the oldest mission sites in California. The city is also home to several art galleries and performance venues, including the historic Arlington Theatre, which hosts a variety of events throughout the year.
In addition to its attractions and cultural amenities, Santa Barbara is known for its world-renowned wine industry, with several local wineries and tasting rooms that showcase the region's finest wines. The city is also home to a range of delicious restaurants, including several that specialize in locally-sourced and sustainable cuisine.
With its stunning beaches, rich history, vibrant arts and culture scene, and world-class wine industry, Santa Barbara is a must-visit destination for anyone traveling to California. Whether you're interested in outdoor recreation, cultural experiences, or local dining and wine tasting, Santa Barbara has something for everyone.
Contact your Santa Barbara reverse mortgage lender today.
Monty is looking forward to assisting anyone curious to learn more about reverse mortgages.
For your convenience, he has flexible business hours and is happy to meet on weekends or evenings.
For a no obligation assessment of your position, please call Monty on (818) 825-1773.
*As of April 2023
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